Commercial auto insurance in Fort Myers
Coverage for every mile your business drives.Commercial Auto
Insurance Brokers
Why pay more than necessary? We shop multiple carriers for your commercial auto coverage, and a licensed agent shows you every dollar you save.
- Access to Multiple Insurance Carriers
- Time-Saving and Cost-Effective
- Reduced Monthly Payment
- Customized Policy
ET
Open 7 days a week, 8 AM – 7 PM
Open 7 days8am–7pm, including weekends
Licensed in FloridaAgents who know Florida roads and rules
Multiple carriersOne conversation, several quotes
Fast certificatesOften issued the same day
Who we insure
Built for the vehicles that do the work
From one pickup to a growing fleet, tell us what you drive and how you use it. We match you with carriers that want your kind of business.
Contractors & trades
Pickups with ladder racks, tool boxes and trailers for GCs, roofers, electricians and more.
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Service vans
HVAC, plumbing, pest control, cleaning and mobile repair crews on the road all day.
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Box trucks & delivery
Couriers, movers and last-mile delivery with cargo, routes and multiple drivers.
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Bucket & boom trucks
F-450 and F-550 bucket trucks for electrical, utility, sign and tree crews working at height.
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Hauling & dump
Dump trucks, flatbeds and haulers moving fill, debris and materials.
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Growing fleets
Five vehicles or fifty. One policy, one agent, and a renewal we re-shop when you ask.
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Coverage
What a commercial
auto policy can include
- Bodily injury liability
- Pays for injuries or deaths you cause in an at-fault accident. Depending on the policy, it can also cover your legal defense.
- Property damage liability
- Pays for damage your vehicle causes to someone else's vehicle or property, and can include legal defense costs depending on the policy.
- Medical payments & PIP
- Personal injury protection (Florida's no-fault coverage) and medical payments help with medical bills for your driver and passengers, no matter who caused the accident.
- Uninsured & underinsured motorist
- Covers injuries, and in some cases vehicle damage, caused by a hit-and-run or uninsured driver. Underinsured coverage steps in when the at-fault driver's insurance falls short.
- Comprehensive
- Repairs or replaces your vehicles and trailers after damage that isn't a crash, like theft, vandalism, flood or fire.
- Collision
- Repairs or replaces your vehicles and trailers after a crash with another vehicle or a single-vehicle accident.
Coverage depends on the carrier and policy you choose. Your agent will explain exactly what's included.
How it works
Three stops between you and coverage
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Tell us what you drive
Vehicles, drivers and how you use them. Online quoting or over the phone.
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We shop multiple carriers
Your agent shops with multiple carriers, so you don't have to.
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Choose and get on the road
Pick the coverage that fits. We bind it and send your certificates, often the same day.
Real people
Talk to a live agent
Not a phone tree
- Renewal time, re-shopped. Ask us to compare carriers again before your policy renews.
- Certificates when the job needs them. Often the same day you ask.
- A plain-English walkthrough on every quote. Know what you're paying for before you sign.
- Open 7 days, 8am–7pm. Your trucks don't take weekends off, so we don't either.
Questions
Straight answers
Don't see yours? Call and ask. That's what we're here for.
I use my personal truck for work. Do I need commercial auto?
Often, yes. Many personal auto policies limit or exclude regular business use, like hauling tools, driving to job sites or carrying employees. If a vehicle is owned by your business or used mainly for work, a commercial policy is usually the right fit. An agent can review how you use the vehicle and tell you where you stand.
How much coverage does Florida require?
Minimums depend on your vehicle's weight and how it's used. Heavier trucks carry higher liability requirements, and businesses that haul across state lines may have federal requirements too. Your agent will confirm exactly what applies to your vehicles and whether higher limits make sense for your contracts.
How fast can I get a certificate of insurance?
Often the same day your policy is bound. Send us the certificate holder's details and we'll get it out quickly.
What's the difference between a broker and an insurance company?
An insurance company can only sell its own policies. As a broker, we work with multiple carriers and compare their quotes for you, so you can choose based on price and coverage instead of taking the only offer on the table.
Can you cover drivers with tickets or accidents?
Often, yes. Every carrier has different guidelines, which is exactly why shopping several of them helps. Tell us about your drivers up front and we'll find the carriers most likely to say yes.
Your next stop: a better quote.
Compare commercial auto options in one call, 7 days a week.